Services
Get Pre-Approved
In today’s ever changing mortgage environment, the importance of a pre-approval is paramount!
Every mortgage applicant and application is different. Helping you figure out your affordability so that you can stay focused within your comfort zone.
Getting pre-approved is the first step in buying an owner occupied, rental or a second/third home.
Mortgage Renewal
Is your mortgage coming up for renewal?
Most lenders provide you with a renewal option 30 days prior to your maturity date with higher posted rates, rather than their best rate. Holding on to your rate for up to 120 days prior to your closing can help secure the best rate in advance should interest rates start to climb. Mortgage transfering available.
Mortgage Refinancing
Unlock the money in your home to pay out high-interest debts and have more disposable cash to focus on your goals. By using the equity in your home, we can consolidate your debt to have one payment.
Reverse Mortgage
Commonly known as CHIP. A Reverse Mortgage is a loan secured against the value of your home. It lets you unlock the value in your home without having to sell or move.
Mortgage Calculator
This tool will help you determine a mortgage’s monthly payments. The Calculators use the amount financed, term of the loan, and interest rate to calculate the monthly payment.
Mortgage Application
Have you decided to apply? Please take advantage and fill the form.
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Shane Ferrao, Mortgage Broker, is proud to be part of the national brand – The Mortgage Centre and the local brand YourMortgageYourWay.ca
Latest Posts
Buying and Selling a House in a Coronavirus World
The real estate market came to a grinding halt when Coronavirus hit in early March, and though it’s slowly coming back to life, buying and selling a house looks a little different now. With CMHC mortgage qualification rules changing as of July 1st and a new protocol that’s helping minimize the COVID-19 risk, here’s what […]
Do you have the credit score you need to get a mortgage?
For many people interested in buying a home, one of the major stumbling blocks can be a damaged credit history. Whether you are a first time homebuyer with a short credit history, have faced financial difficulties in the past, or simply want to boost your credit to get the best mortgage terms possible, here are some […]
Mortgage Talk with Shane Ferrao on Talk Time at Radio CEWR
Watch our live vlog from Talk Time at Radio CEWR with your co-host Shane Ferrao. Mortgage Talk with YourMortgageYourWay.ca is your source for home financing whether you are a first-time homebuyer, upgrading, downsizing, investing or just researching. We know that using a reputable and trusted mortgage broker to help walk you through the home buying […]
